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Insurance Policy

Many people are using their life insurance to make a significant gift to organizations such as ours. Individuals can do this by using policies they already have or policies they purchase for specific gift purposes. Here are some ways to consider.

• Give a paid-up policy to the Sisters of St. Benedict. You will receive a tax deduction based on the current value of the policy.

• Name the Sisters of St. Benedict of Ferdinand, Indiana, Inc. as owner and beneficiary of a continuing policy. You will get an income tax deduction for the value of the policy when it is transferred, and future premium payments can be deducted as gifts. You can make a large gift in the future at small costs now. Upon death of the insured, the Sisters of St. Benedict will receive the face value of the policy.

• Name the Sisters of St. Benedict of Ferdinand, Indiana, Inc. as a remainder beneficiary. This permits us to receive the proceeds after the deaths of the primary and secondary beneficiaries.